Buy here pay here

Although Fort Worth, Texas is right next door to Dallas, it doesn’t feel like a big city. It's a little more laid back and our customers at Russell Smith Auto are generally nice, really friendly. One thing we do for the community every year is a Christmas a raffle.  Over the years

When we at Russell Smith Auto get a vehicle back from auction one of the first things we do is get it in good running condition before it goes out onto the lot. One of the mechanics or the shop manager will take it on a test drive. Driving it back from auction is also a test drive if one of the

Sometimes people need a vehicle but they have champagne taste and a beer budget. And sometimes they have bad credit or no credit. Things happen in life, and we at Russell Smith Auto believe that everybody deserves a second chance as well as a reliable, safe vehicle to drive. Our salespeople will

At Russell Smith Auto, we choose only the best vehicles to sell to our customers. In our case, the general manager is our buyer; he goes to a local auction and looks for vehicles that the customers in our market like, which is normally trucks. Trucks are big here in Texas and Fort Worth. So

When our customers get to around 75% through their loan, they have a chance at that point to trade the vehicle in if they want to. They bring it back to us at Russell Smith Auto and we'll take it for a test drive and do a little analysis of it. Then we put the information in our system that

There’s a myth about buy-here pay-here dealers being in the repo business. That the reason they make money is that they sell cars in order to repossesses them and then re-sell. Well, that's not what we do at Russell Smith Auto. For one thing, we spend a lot of money on the vehicles

In the old days buy-here pay-here dealerships used to be called tote the notes. In other words, the dealership carries the note. Instead of customers sending their payments to the bank that financed the vehicle through the dealership, the buy-here pay-here dealer is the bank and the place to make

Used car dealerships and the buy-here pay-here industry have always had a reputation of being a little shady or maybe not real honest. But being in the business, I know a lot of car dealers that are not like that.  I don't have that impression from all of the dealers that I know. Of

One way people can speed up the process of getting into a car is by using our safe and easy online application. A lot of our customers at Russell Smith Auto have gone online to get everything started. If someone goes online and fills all that out, we can basically get them approved for our

One of the biggest complaints people have about needing to get a new car, truck, van or SUV is that it takes forever. At Russell Smith Auto, we try to not take so long. We are Buy-Here Pay-Here, so we’re getting through the approval stage pretty quickly. We don’t have to dicker with